Corporate Lending Service, Borrowers’ Businesses Feasibility Study Division (Business Analyst), Specialist

Full time

Yerevan

21 November 2026

Employment term Permanent

Category Finance Management

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Job description:

The incumbent will be responsible for analysis of customers’ financial performance and feasibility study for the purpose of creditworthiness assessment.

Job responsibilities

Perform the core functions defined for the position in accordance with the laws, rules and procedures regulating the sector
Based on the study of the financial and economic activities of business entities meeting the Corporate Lending Service criteria, the availability of collateral, and business site visits, prepare opinions on the expediency of lending to such business entities
Discuss the prepared opinions and reports with the Division Head
Present the prepared opinions for discussion and decision-making by the Bank’s competent bodies
Ensure that the credit file contains all other documents prescribed by the Lending Procedure, apart from the agreements and their accompanying documents
Perform ongoing service and monitoring of disbursed loans, ensuring that borrowers properly fulfill their credit liabilities
Conduct analysis (monitoring) of the financial and economic activity indicators of the borrowers based on the data provided by the borrowers, as well as data obtained from other sources
Make decisions for organization and implementation of the lending processes within the vested authorities
Maintain communication with the customer
Identify, discuss and develop solutions together with the team leader to address the issues impeding ordinary course of work
Conduct comparative analysis of the indicators of different borrowers from the same field
Develop and maintain databases of borrowers’ financial, economic and technical indicators
Conduct ongoing technical and economic monitoring of projects implemented by borrowers
Monitor the financial, economic and and technical covenants set by the Bank for borrowe
Prepare reports, as needed

Required qualifications

University degree in economics or engineering
At least 2 years of work experience
Analytical and flexible mindset
Team-player skills, ability to respond and adapt quickly to changing situation
Proficiency in AS Bank and MS Office
Knowledge of Armenian, Russian and English

Soft skills

Analytical skills Communicability