Ameriabank CJSC
Armenia
Industry:
Finance/Banking/Insurance
Number of Employees:
500-1500
Type:
LLC/OJSC/CJSC
Date of Foundation:
-
Specialist, Credit Risk Management of Individuals Division
Full time
Yerevan
Employment term Permanent
Category Banking/credit
Job description:
The incumbent will be responsible for analysis, assessment and further monitoring of credit risks associated with retail loans issued to individuals.
Job responsibilities
- Manage credit risks associated with retail loans, i.e.:
- Analyze and assess credit risks associated with the lending process; provide professional opinion
- Assist in building creditworthiness models for loan products (including via AI/machine learning), ensure ongoing control and improvement
- Monitor loans/lending portfolios, assess/identify risks
- Develop, implement and apply credit risks management methods and models
- Develop, assess, analyze and monitor internal risk management standards/parameters
- Regulate risk management procedures
- Perform other actions related to data analysis and processing
- Exercise other risk management functions as it may be needed
Required qualifications
- University degree in economics, management, finance, engineering, etc.
- At least 1 years of work experience in finance or banking; background in bank risks management and lending will be a plus
- Proficiency in Microsoft Office, especially Excel
- Knowledge of Power BI and SQL is desirable
- Knowledge of credit risk assessment/analysis methods
- Experience in analysis of risks associated with banking operations is desirable
- Knowledge of data processing and statistical methods is desirable
- Strong critical thinking
- Strong commitment to work
- Creative thinking
- Team-player skills and ability to cooperate
- Negotiation skills
- Ability to multi-task and meet tight deadlines, result-driven performance
- Ability to make quick and independent decisions
- Time management skills
Soft skills
Communicability
